Andre, I tried both methods.
1. I first tried switching to the bottom widgets, but the text was still under the boxes. I would prefer this method if there was a way.
2. Changing to the widgets only template did work, but it added extra space above the image (where the title would be, and I’m not using a title) and I couldn’t figure out how to change the background to white. The text also appeared smaller. Maybe that was an illusion, but it seemed harder to read.
I also wanted to center the title in the Top Inset, but saw no way to do it.